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Using Your HSA

An HSA helps you save for healthcare expenses and your contributions are tax-free.

Three ways to make contributions to your HSA:

  • Pre-tax salary deductions - if your employer offers this benefit, payroll deductions are exempt from most taxes (Check with your employer)
  • Employer contributions - made directly to your HSA by your employer
  • Direct contributions -
    • Transfer from your personal checking or savings account using Online Banking
    • Mail in deposit (PDF) 
    • Credit card   

Five ways to withdraw funds from your HSA:

  • Debit card
  • Checks
  • Online Bill Payment
  • ATM
  • Bank Teller

 

 

Contribution Limits

Limits
Single
Family

Minimum Deductible

2019: $1,350
2020: $1,400

2019: $2,700
2020: $2,800

Maximum  Out-of-Pocket

2019: $6,750
2020: $6,900

2019: $13,500
2020: $13,800

Contribution Limit

2019: $3,500
2020: $3,550

2019: $7,000
2020: $7,100

Catch-up Contribution (55 or older)

2019/20:
$1,000

2019/20:
$1,000

 
 HSA Calculators
 

Apply for HSA

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