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Student Checking

This account is specially designed with young adults in mind. Whether you’re attending school close to home or far away, you need a checking account that’s simple and easy to access. With a First American Student Checking account we make it easy to help you make the most of your money so you can focus on school. You'll also get a $50 cash bonus!1

Plus, First American Student Checking allows your parents to make deposits or transfer money from an existing First American Bank account to your account easily and without incurring any fees.

Account Features 

  • No monthly fee 
  • No minimum balance requirement ($50 minimum to open account)
  • Access to 55,000 surcharge-free Allpoint and Presto! ATMs2
  • Free mobile banking
  • Free mobile deposit3
  • Free online banking and bill pay
  • Free eStatements
  • Free First American Bank Mastercard® debit card with chip technology
  • Pay with your mobile device using Apple Pay, Google Pay and Samsung Pay
  • Overdraft protection options available

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Account subject to approval. New checking customers only. Limit 1 per person. $50 to open account. $50 bonus cannot be used as opening deposit. Student Checking accounts are available for Primary Owners under the age of 23. Upon the Primary Owner's 23rd birthday, the Student Checking account will automatically be converted to a Personal Checking account and will be subject to the Paper Statement Fee if electronic statements have not been elected. If account is closed prior to 6 months, $50 will be charged against the account. Terms and conditions subject to change at any time. See banker for details. 1-To qualify for the bonus the following requirement must be met: Bonus will be paid at the end of the statement cycle when 10 deposits/withdrawals are made within one of the first three statement cycles. Bonus will be reported to the IRS. 2-Available to all Student Checking Mastercard debit card users. Look for the Allpoint and Presto! logos to ensure your transaction will be surcharge-free. 3-Mobile Deposit is subject to eligibility requirements. Deposit limits and other restrictions apply. Visit for complete details. Apple, the Apple logo, iPhone, iTunes, iSight and Passbook are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, iPad Air, iPad mini, Apple Watch and Touch ID are trademarks of Apple Inc. Samsung, Samsung Pay, Samsung Galaxy and Galaxy S are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Android and Google Pay  are trademarks of Google LLC. 

Student Checking

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