This high interest checking account is automatically loaded with features when you sign up. It's the checking account for those who deserve the best in financial freedom.
- Free First American Bank Mastercard® debit card
- Access to 55,000 surcharge-free Allpoint and Presto! ATMs1
- Free mobile and mobile deposit2
- Free online banking and bill pay
- Free eStatements
- Free front check images in statement
- Free checks3
- Unlimited check writing
- One overdraft fee reversal per year
- No direct deposit or transaction requirement
- $100 minimum opening deposit ($2,500 minimum daily balance to avoid monthly fee)
- Tiered premium interest rate account; compounded daily and credited monthly
- Overdraft protection options available
Get started saving today! To open an Optimal Checking account, visit your local branch or call 847-952-3700.
(1) Available to all Mastercard® debit card users with the exception of Health Savings Account customers. Look for the Allpoint and Presto! logos to ensure your transaction will be surcharge-free. (2) Mobile Deposit is subject to eligibility requirements. Deposit limits and other restrictions apply. Visit firstambank.com/mobilebanking for complete details. (3) Specialty Blue style, one box per order, customer pays tax and delivery.