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Everyday Rewards Checking

With Everyday Rewards, you not only earn a high rate of interest, but you also get a refund of the monthly fee. Open your account today and let First American reward you for your everyday banking needs!

Rewards (when requirement is met)

  • 1.00% APY on balances up to $15,000
  • 1.00% to 0.15% APY on balances over $15,000
         (Example: 0.79% APY will be paid on $20,000)
  • Monthly Fee will be refunded

 Other Features 

  • No minimum balance requirement
  • Free eStatements
  • $100 minimum opening deposit
  • Unlimited check writing
  • Free mobile and online banking
  • Free First American Bank Mastercard® debit card
  • Free online bill payments
  • Access to over 55,000 surcharge-free Allpoint
    and Presto! ATMs1 


Qualifying is easy! Simply perform 15 qualifying payments each monthly statement cycle.

If you miss a month, don't worry! You still earn our base rate of interest** and you can try again next month to earn the Rewards!

Apply Online!

Easy. Secure. Convenient.

Apply Now
24 hours a day
7 days a week

Call Us

Speak with an Account Representative today!

(847) 952-3700

Business hours:

8:00a.m. to 6:00p.m. Central Time
Monday through Friday
(excluding federal holidays)

8:00a.m. to 1:00p.m. Central Time Saturday

A $4.95 monthly fee applies if requirement is not met. To receive the Rewards Annual Percentage Yield (APY) and refund of the monthly fee, the following must occur: Perform 15 qualifying payments during the monthly statement cycle. Qualifying Payments include Checks, online Bill Payments, ACH Debits, outgoing Wire Transfers and payments made with your First American Bank issued Mastercard Debit card and must post and appear on your account statement.

As of 7/12/19, 1.00% APY applies to balances up to $15,000: 1.00% to 0.15% APY on balances over $15,000.00. Example: 0.79% APY will be paid on $20,000. 

**0.10% APY applies to all balances if monthly requirement is not met.79ates may change after the account is opened. Fees may reduce earnings. First American Bank reserves the right to close any account. Limit one account per household. Individual, joint and living trust accounts only. Terms and conditions are subject to change.

1Available to all Mastercard® debit card users with the exception of Health Savings Account customers. Look for the Allpoint and Presto! logos to ensure your transaction will be surcharge-free. See Schedule of Fees for Consumer Accounts for other account fees that may apply.


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