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The SBA CAPLines Program is designed to help businesses meet their short-term and cyclical working capital needs. By addressing the short-term working capital needs of businesses, this line of credit can help businesses manage their cash cycle and support growth.

SBA CAPLines offer the following benefits:

  • Easy eligibility requirements
  • Competitive interest rates
  • Easy access to funds based on availability
  • Provide for short-term working capital needs
  • Annual maturity
  • Supports seasonal build up of A/R and inventory
  • Maximum Loan amount $5 million

First American Bank can help streamline the process for you:

  • As an SBA Preferred Lender, First American Bank can expedite your loan request and approval process
  • SBA Loan programs can help qualified businesses obtain financing even when collateral may not meet conventional lending standards
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